joint-stock bank

Consequently, in this thesis, the research of personal loan center case will enlighten the national joint-stock bank reform in progress.

因此，本文对个贷中心案例的研究，应该对国有股份制银行正在进行的变革有一定的启示意义。

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Five kinds of commercial banks that are state-owned bank, joint-stock commercial bank, city commercial bank, town-country credit cooperative and foreign venture ( joint venture) bank.

五大类型的商业银行分别是指国有独资银行、股份制商业银行、城市商业银行、城乡信用社和外资（中外合资）银行。

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And with the deepening of the reform of state-owned joint-stock bank in the business market and competition globalization, that commercial Banks are listed and complete the reform of non-tradable shares makes the development of our country commercial bank into a period of acceleration.

并且，随着国有银行股份制改革在经营市场化和竞争全球化浪潮中的深化，各商业银行的纷纷选择上市以及股权分置改革的完成，使我国商业银行自身的发展进入一个加速时期。

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The third chapter is joint-stock commercial bank of China salary incentive to analyze the current situation.

第三章是对我国股份制商业银行薪酬激励现状分析。

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At the same time, look forward to with the aid of the case study of Huaxia Bank personal financial business marketing, of similar small and medium-sized joint-stock commercial bank personal business marketing management play a role of certain enlightenment and reference.

同时，期待借助对华夏银行个人业务营销的个案研究，对类似的中小股份制商业银行的个人业务营销管理起到一定的启示和参考作用。

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In true significance, the establishment of Chinese joint-stock commercial bank is merely 19 years, and it is not more than 20 years since the enterprise culture theory spreads to china.

真正意义上的中国股份制商业银行的成立到目前仅仅十九年，而企业文化理论传入中国的时间也只不过二十多年。

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More severe competition is facing China's banking when China enters the WTO, This paper systematically analyzes the competitive strategies of A bank, the Beijing branch of a national joint-stock commercial bank.

中国加入WTO以后，中国银行业面临着更加激烈的市场竞争。本文从这一背景出发，系统地分析了一家全国性股份制商业银行在北京设立的分行&A银行的竞争策略。

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Secondly, Comparing with the new arising joint-stock bank, city commercial bank originates from the city credit cooperation, so its property quality is worse and has more problem.

其二、与新兴的股份制银行相比，城市商业银行起源于城市信用社，通常资产质量更差、遗留问题更多；

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Calculations show that our sample banks created over 14 trillion in 2008. The amount of liquidity created of state-owned commercial bank increased by 140% and the amount of liquidity created of joint-stock commercial bank increased by 280%.

计算表明，2008年十家商业银行总计创造出了14万亿的流动性，其中，国有商业银行流动性创造量在7年间增长了140%，而股份制商业银行增长达到了280%。

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The Bank of England had developed from a ordinary private joint-stock bank to British central bank, which could attribute to several aspects, such as economic factors, the needs of government in raising funds, the protection of the Charter of Bank of England and so on.

英格兰银行能够从一家普通的私人股份制银行发展成为英国的中央银行，是与当时的经济发展、政府筹款的需要、英格兰银行特许状的保护等因素分不开的。

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With the achievement of laying branches in Jilin province, the joint-stock commercial bank completed the same mission in three northeast provinces.

随着吉林省的网点铺设完毕，许多股份制商业银行也完成了各自网点对东北三省的全面覆盖。

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The research of the liquidity risk of joint-stock commercial bank was worth.

股份制商业银行的流动性问题值得深究。

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The dispatch system has gradually become the best form of employment in the process of joint-stock commercial bank management in this request, and employees of the dispatch system is a part of commercial banks is an essential human resource allocation.

在这种要求下，劳务派遣制逐步股份制商业银行经营管理过程中最佳的用工形式，派遣制员工是目前商业银行人力资源配置不可或缺的组成部分。

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The analysis about different types of bank shows the joint-stock commercial bank' ability of liquidity creation is stronger than state-owned commercial bank.

对不同类型银行的流动性创造能力的比较分析表明：股份制商业银行的流动性创造能力强于国有商业银行。

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The sixth chapter is research conclusion and policy Suggestions, also proposed our country joint-stock commercial bank of the salary system reform direction.

第五章是研究结论与政策建议，提出了我国股份制商业银行薪酬体制的改革方向。

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In the situation of opportunities and challenges, so much emphasis should be attached for Joint-stock commercial bank to how to get advantage in the competition and take responsibility of financial development and social stability.

在机遇与挑战并存的形势下，股份制商业银行如何发挥自身的优势在竞争中脱颖而出，发挥金融发展与社会稳定的职能，已经成为当前重要的研究课题。

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The author reviewed the development of Chinese joint-stock bank and the personal consume credit operation and illustrate the main facts that restrain the development of the risk management system in the third part.

第三部分主要从我国的实际情况出发，首先回顾了我国股份制银行的发展特点和个人信贷在我国的发展历程，进而阐述了制约我国个人信贷风险管理发展一些主要因素。

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Relative to other domestic commercial banks, Zhuzhou City Commercial Bank, as a local joint-stock commercial bank. The less competitive Core business become a constraint which affect their future development.

株洲市商业银行作为地方性股份制商业银行，相对于国内其他商业银行而言，核心业务竞争力差成为影响其今后发展的制约因素。

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With the open-door policy performed by financial system, it is imperative to manage with international rules and deal with drastic challenges of their counterparts for joint-stock commercial bank.

我国金融业目前已经实施全面的开放政策，股份制商业银行需要按照国际惯例进行经营管理，同时需要应对国内外银行同业的激烈竞争。

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The result shows that, after joining the WTO, the overall efficiency values are higher than before, and the state-owned bank efficiency fluctuation amplitude is smaller than the joint-stock bank.

得到的结果显示，入世之后的总体效率值高于入世之前，且国有银行效率波动幅度小于股份制银行。

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Established in Chengdu in 2002, S Bank is a national joint-stock commercial bank with its business facing the whole Sichuan Province and radiating all the first-level branches in West China.

S银行系某全国性股份制商业银行设立在成都，业务面向全川，辐射西部的一级分行，成立于2002年。

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Secondly, the condition of stability reflects the capability of preventing risk and stable operation of Joint-stock commercial bank.

第二，股份制商业银行的稳定性反映了商业银行防范风险、稳健经营的能力。

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It is only for to make strategical arrangement by itself, to advance business and operating management with advanced idea, and to innovate according to macro-condition or micro-condition can joint-stock commercial bank increase the performing efficiency.

股份制商业银行只有通过自身的战略规划，依据先进的理念加强业务与经营管理，根据宏观与微观环境强化创新机制，才能够提高运行效率水平，从而不断的发展壮大。

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Technology progress based on total-factor productivity of joint-stock commercial bank: taking Shanghai Pudong Development Bank as a case

基于全要素生产率的股份制商业银行技术进步研究&以上海浦东发展银行为例

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First of all, the author Outlines the related pricing theory of The Small and Medium-sized Joint-stock Commercial Bank of China: theory of interest rate decision, theory of credit rationing, theory of imperfect competition in the market.

首先，笔者简述中小股份制商业银行贷款定价的相关理论：信贷配给理论、不完全市场竞争理论、利率决定理论。

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The customer concentration of Joint-stock Commercial Bank has positive correction with financial and monitoring risk.

股份制商业银行的客户集中度与财务风险和监管风险正相关。

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Credit Card behavioral score huge amount of data, the national joint-stock bank credit card issuing volume of 10 million level.

信用卡行为评分数据量庞大，全国性股份制银行的信用卡发卡量在千万级别。

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The existence of joint-stock commercial bank has changed the monopoly condition of state-owned commercial bank, and it promoted the market competition, improving the financial services.

股份制商业银行的存在打破了原有的国有商业银行垄断的局面，促进了市场竞争，完善了金融服务。

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The Industrial Bank was established in 1988. It is a widely recognized national joint-stock commercial bank in the domestic financial market.

兴业银行成立于1988年，是一家在国内金融市场获得广泛认可的全国性股份制商业银行。

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Second, in the empirical analysis of the impact of the debt structure on the performance of the joint-stock commercial bank, there is no significant linear relationship between the ratio of bonds payable and the governance performance.

二是由于我国资本市场并不完善，在实证分析中能够代表股份制商业银行债权结构的应付债券比例对治理绩效有正面影响，但不显著。

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